CHALLENGE

Finding comprehensive, consistent parcel data for nationwide agricultural lending

Agricultural lending decisions depend on a clear understanding of the property being financed. Beyond assessing borrowers, lenders need reliable information about the land itself to evaluate collateral value and potential risks.

For Agcor, this meant finding a nationwide parcel data provider that could deliver consistent coverage and the specific property attributes required for lending workflows, including Assessor's Parcel Numbers (APNs), property ownership details, and legal descriptions.

With agricultural properties spread across different jurisdictions, Agcor needed a uniform data foundation that could support property evaluation at scale and complement the additional datasets used in its lending workflows.

SOLUTION

Regrid provides a consistent parcel data foundation for agricultural lending

Agcor selected Regrid for its comprehensive nationwide parcel coverage and consistent data structure, providing the property information needed to support agricultural loan evaluations.

Regrid's parcel data serves as a foundational public-record dataset within Agcor's lending workflows, giving loan officers access to essential property details alongside borrower information.

By combining parcel data with additional information about water use, soil quality, climate factors, and market conditions, Agcor enables lending teams to build a more complete picture of the properties they are evaluating.

This integrated approach helps loan officers consider both property characteristics and broader agricultural risks when assessing land as collateral.

RESULTS

Better property insights support informed lending decisions and risk assessments

With Regrid's nationwide parcel data integrated into its workflows, Agcor provides lending teams with the information they need to evaluate agricultural properties more effectively.

Loan officers can review property locations and borrower details alongside environmental and market information, helping them better understand factors that may influence land value and lending risk.

Consistent access to parcel identifiers, ownership records, and legal descriptions also supports the property documentation and regulatory compliance needs associated with agricultural lending.

By establishing a reliable parcel data foundation, Agcor helps lending teams make more informed decisions about property value, collateral, and risk, while supporting more efficient underwriting workflows.

See how Regrid has helped others